Find Affordable Chevy City Express Insurance in Irvine

Discount Chevy City Express insuranceHow many times have you told yourself it’s time to shop around for low-cost car insurance rates in Irvine, CA? Irvine shoppers have a choice when shopping for low-cost Chevy City Express insurance. You can either waste hours struggling with agents getting price quotes or use the internet to get rate quotes.

There is a better way to buy car insurance and we’ll show you the best way to price shop coverage for a Chevy and find the cheapest rates from Irvine insurance agents and online providers.

The quickest method to compare car insurance company rates for Chevy City Express insurance in Irvine utilizes the fact most of the larger companies allow for online access to compare their rates. All you need to do is take a few minutes to give details including an estimate of your credit level, if you have a valid license, whether you are single or married, and if it has an anti-theft system. Your rating data gets transmitted to multiple car insurance providers and they return quotes very quickly.

If you would like to start a quote now, click here then complete the form.

The following companies are ready to provide price comparisons in California. If you wish to find cheap auto insurance in Irvine, we recommend you get price quotes from several of them to get the best price comparison.

Three good reasons to insure your Chevy vehicle

Even though it can be expensive, insuring your vehicle may not be optional for several reasons.

The benefits of buying insurance more than cancel out the cost, especially for larger claims. According to a recent study, the average American driver overpays as much as $855 a year so you should quote your policy with other companies at least once a year to make sure the price is not too high.

Analysis of coverages

The rate table shown next covers a range of insurance policy prices for Chevy City Express models. Having a better idea how auto insurance policy rates are determined can be of help when making decisions on which coverage to buy.

Chevrolet City Express Insurance Rates in Irvine, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
City Express Cargo 2500 2WD $268 $470 $596 $36 $178 $1,548 $129
City Express Cargo 1500 2WD $268 $570 $596 $36 $178 $1,648 $137
City Express Cargo 3500 2WD $308 $570 $596 $36 $178 $1,688 $141
City Express 2500 LT 2WD $308 $570 $596 $36 $178 $1,688 $141
City Express 2500 2WD $308 $570 $596 $36 $178 $1,688 $141
City Express 2500 LS 2WD $308 $570 $596 $36 $178 $1,688 $141
City Express 3500 2WD $308 $570 $596 $36 $178 $1,688 $141
City Express Cargo 1500 AWD $308 $570 $596 $36 $178 $1,688 $141
City Express 1500 LS 2WD $308 $570 $596 $36 $178 $1,688 $141
City Express 1500 LS AWD $308 $672 $596 $36 $178 $1,790 $149
City Express 1500 AWD $308 $672 $596 $36 $178 $1,790 $149
City Express 1500 LT 2WD $308 $672 $596 $36 $178 $1,790 $149
City Express Cargo 1500 Turbo Diesel 2WD $308 $672 $596 $36 $178 $1,790 $149
City Express Cargo 2500 Turbo Diesel 2WD $348 $672 $596 $36 $178 $1,830 $153
City Express 3500 LT 2WD $348 $672 $596 $36 $178 $1,830 $153
City Express 3500 LS 2WD $348 $672 $596 $36 $178 $1,830 $153
City Express 3500 2WD $348 $672 $596 $36 $178 $1,830 $153
City Express 1500 LT AWD $348 $672 $596 $36 $178 $1,830 $153
City Express Cargo 3500 Turbo Diesel 2WD $348 $672 $596 $36 $178 $1,830 $153
City Express Cargo 1500 Turbo Diesel AWD $348 $672 $596 $36 $178 $1,830 $153
Get Your Own Custom Quote Go

Premium data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-policy, and multi-vehicle. Table data does not factor in specific garaging location which can increase or decrease prices considerably.

The chart below highlights how deductible choice and can affect Chevy City Express annual premium costs for different age groups of insureds. The premiums are based on a married female driver, comp and collision included, and no discounts are applied to the premium.

Comparison of full coverage and liability-only policies

The diagram below shows the difference between Chevy City Express insurance costs when comparing full coverage to liability only. Data assumes no claims or driving citations, $250 deductibles, drivers are not married, and no additional discounts are factored in.

Should you pay for full coverage or liability only?

There is no definitive rule for dropping physical damage coverage on your policy, but there is a general convention. If the annual cost of having full coverage is 10% or more of the replacement cost of your vehicle minus the policy deductible, then it may be the right time to buy liability only.

For example, let’s assume your Chevy City Express book value is $8,000 and you have $1,000 full coverage deductibles. If your vehicle is totaled in an accident, you would only receive $7,000 after the deductible is paid. If you are paying more than $700 a year for physical damage coverage, then it may be the right time to buy liability only.

There are some circumstances where dropping full coverage is not advised. If you haven’t satisfied your loan, you have to carry full coverage in order to prevent your loan from defaulting. Also, if you cannot afford to purchase a different vehicle if your current one is in an accident, you should keep full coverage.

Get cheaper rates on Chevy City Express insurance in Irvine with these discounts

Companies don’t always publicize every possible discount very well, so the following list contains both well-publicized as well as some of the hidden discounts that may be available. If you do not double check each discount you qualify for, you’re just leaving money on the table.Auto insurance discounts

Policy discounts save money, but most discounts do not apply to the overall cost of the policy. The majority will only reduce the cost of specific coverages such as collision or personal injury protection. Despite the fact that it seems like all the discounts add up to a free policy, companies don’t profit that way.

The chart below visualizes the comparison of Chevy City Express annual premium costs with and without discounts being applied to the rates. The data is based on a male driver, no driving violations, no at-fault accidents, California state minimum liability limits, comp and collision included, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, safe-driver, marriage, multi-policy, homeowner, and multi-car discounts applied.

Companies and their offered discounts are shown below.

It’s a good idea to ask each insurance company which discounts they offer. Depending on the company, some discounts might not be offered in every state.

You may need specialized insurance coverage

When buying insurance from an agent or online, there really isn’t a “perfect” insurance plan. Everyone’s needs are different so your insurance should reflect thatSafe vehicles cost less to insure
For instance, these questions may help highlight if your insurance needs would benefit from professional advice.

If you can’t answer these questions, you might consider talking to an insurance agent. If you want to speak to an agent in your area, fill out this quick form or go to this page to view a list of companies. It’s fast, free and may give you better protection.