Auto Insurance Quotes for a Hyundai Sonata in Irvine

Remarkably, a study showed that the vast majority of insurance customers have bought insurance from the same company for more than four years, and practically 40% of insurance customers have never compared rates with other companies. The average driver in Irvine could save as much as $500 every year by just comparing rate quotes, but they don’t know the amount of money they would save if they replace their high priced policy.

Insurance rates Hyundai Sonata in IrvineIf your goal is the lowest price, then the best way to get low-cost auto insurance rates is to compare prices once a year from providers in Irvine. You can shop around by following these steps.

First, try to understand how your policy works and the factors you can control to keep rates low. Many rating criteria that result in higher rates like traffic citations and a not-so-good credit history can be amended by making minor changes to your lifestyle. This article gives additional tips to prevent high rates and get discounts that may be available to you.

Second, obtain price quotes from independent agents, exclusive agents, and direct companies. Exclusive agents and direct companies can give quotes from a single company like Progressive or State Farm, while independent agents can quote prices for a wide range of companies. Compare rates now

Third, compare the quotes to your existing policy to see if a cheaper price is available in Irvine. If you find a lower rate quote and make a switch, make sure coverage does not lapse between policies.

An essential thing to point out is that you’ll want to make sure you compare the same deductibles and limits on each quote request and and to get quotes from every company you can. Doing this provides an accurate price comparison and a complete selection of prices.

Finding the cheapest car insurance coverage in Irvine can initially seem challenging. If you are insured now, you stand a good chance to be able to reduce premiums using the following tips. Nevertheless, California drivers must learn how the larger insurance companies calculate your policy premium because it can help you find the best coverage.

These discounts can lower Hyundai Sonata insurance rates

Car insurance is not cheap, but there’s a good chance there are discounts that you may not even be aware of. Some discounts apply automatically at the time you complete a quote, but some must be asked for before being credited.

As a footnote on discounts, most of the big mark downs will not be given to the overall cost of the policy. Most only reduce individual premiums such as liability, collision or medical payments. So even though they make it sound like you could get a free car insurance policy, companies wouldn’t make money that way.

The chart below compares Hyundai Sonata car insurance rates with and without discounts applied. The information is based on a male driver, no driving violations, no at-fault accidents, California state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, multi-car, safe-driver, marriage, multi-policy, and homeowner discounts applied.

A list of car insurance companies and a summarized list of policyholder discounts include:

If you need affordable Irvine car insurance quotes, ask every company how many discounts you can get. Depending on the company, some discounts may not apply to policies in your area. To locate companies with discount rates in California, click here to view.

Most of the larger companies provide coverage prices direct online. Getting quotes for Hyundai Sonata insurance in Irvine doesn’t take a lot of time as you simply enter your personal and coverage information into the form. When the form is submitted, the company’s rating system automatically orders information on your driving record and credit history and generates a price. This makes comparing rates easy, and it’s very important to have as many quotes as possible if you are searching for cheaper prices.

In order to get comparison pricing now, check out the car insurance providers below. If you have a policy now, it’s recommended you type in the coverage information as close as possible to your current policy. This ensures you’re receiving a fair comparison using the same coverage and limits.

The companies in the list below are our best choices to provide free rate quotes in California. If multiple companies are listed, we suggest you compare several of them to find the lowest auto insurance rates.

Detailed insurance information

The price information displayed next highlights a range of insurance coverage prices for Hyundai Sonata models. Having a better idea how insurance prices are calculated can be of help when making smart choices when purchasing an insurance policy.

Hyundai Sonata Insurance Rates in Irvine, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sonata GLS 4-Dr Sedan $240 $362 $654 $38 $196 $1,490 $124
Sonata GLS 4-Dr Sedan $240 $362 $654 $38 $196 $1,490 $124
Sonata GLS 4-Dr Sedan $240 $362 $654 $38 $196 $1,490 $124
Sonata SE 4-Dr Sedan $240 $426 $654 $38 $196 $1,554 $130
Sonata SE 4-Dr Sedan $240 $426 $654 $38 $196 $1,554 $130
Sonata Limited 4-Dr Sedan $272 $426 $654 $38 $196 $1,586 $132
Sonata Limited 4-Dr Sedan $272 $426 $654 $38 $196 $1,586 $132
Get Your Own Custom Quote Go

Cost estimates assume single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, homeowner, and claim-free. Table data does not factor in Irvine location which can decrease or increase insurance rates significantly.

The chart below shows how different deductible levels and can raise or lower Hyundai Sonata insurance costs for different categories of driver ages. The price estimates are based on a married female driver, comp and collision included, and no policy discounts are applied.

Accidents and violations increase rates

The example below demonstrates how citations and at-fault collisions can increase Hyundai Sonata insurance costs for different insured age categories. The premiums are based on a married male driver, full physical damage coverage, $1,000 deductibles, and no policy discounts are applied.

Six factors that determine insurance prices

Multiple criteria are used in the calculation when you get a price on insurance. Some factors are common sense like an MVR report, but other criteria are less apparent such as your credit history or how financially stable you are. A large part of saving on car insurance is knowing the rating factors that go into determining the level of your policy premiums. When consumers understand what influences your rates, this enables you to make decisions that may reward you with much lower annual insurance costs.

Do I need special coverages?

When choosing insurance from an agent or online, there really is no perfect coverage plan. Coverage needs to be tailored to your specific needs and your insurance should unique, too. Here are some questions about coverages that might point out whether or not you would benefit from an agent’s advice.

If you don’t know the answers to these questions then you might want to talk to an insurance agent. If you don’t have a local agent, take a second and complete this form or go to this page to view a list of companies.

Local neighborhood agents and car insurance

Some people would rather get professional advice from a licensed agent and that is not a bad decision The best thing about comparing insurance prices online is the fact that you can find cheap car insurance quotes but still work with a licensed agent.

To help locate an agent, after submitting this simple form, your insurance coverage information is submitted to participating agents in Irvine that provide free Irvine car insurance quotes for your insurance coverage. You won’t need to contact an agency because quoted prices will be sent immediately to you. Get lower rates without having to waste a lot of time. If for some reason you want to get a price quote from a particular provider, feel free to search and find their rate quote page and fill out the quote form the provide.

Choosing an insurer requires more thought than just a low price. Below are some questions you should ask.

Below are Irvine car insurance companies who can help you get price quote information for Hyundai Sonata insurance in Irvine.

17321 Irvine Blvd #201Tustin, CA 92780(714) 263-2626View Map

4482 Barranca Pkwy #224Irvine, CA 92604(949) 552-6601View Map

3200 El Camino Real #110Irvine, CA 92602(949) 769-2600View Map

Sentry Insurance – Irvine
16815 Von Karman Ave #200Irvine, CA 92606(949) 930-6100View Map

View more Irvine agents

Why you need vehicle insurance in California

Despite the potentially high cost of Hyundai Sonata insurance, maintaining insurance is not optional due to several reasons.

The benefits of carrying enough insurance are without a doubt worth the cost, particularly for liability claims. The average driver in California is overpaying more than $865 each year so we recommend shopping around each time the policy renews to be sure current rates are still competitive.

California auto insurance companies

Selecting the right auto insurance provider is difficult considering how many choices you have in Irvine. The company ratings in the next section can help you decide which car insurance providers to look at comparing rates from.

Top 10 Irvine Car Insurance Companies Ranked by Customer Service

  1. AAA of Southern California
  2. GEICO
  3. State Farm
  4. The Hartford
  5. Mercury Insurance
  6. The General
  7. Progressive
  8. Allstate
  9. AAA Insurance
  10. American Family

What is YOUR best insurance company?

When shopping online for auto insurance, never buy poor coverage just to save money. In too many instances, consumers will sacrifice collision coverage only to discover later they didn’t have enough coverage. The ultimate goal is to buy a smart amount of coverage for the lowest cost, but don’t skip important coverages to save money.

Cheaper auto insurance in Irvine is available both online and from local agencies, so get free Irvine car insurance quotes from both of them to have the best selection. Some insurance providers do not offer the ability to get a quote online and usually these small, regional companies prefer to sell through independent agents.

In this article, we covered a lot of information how to find lower-cost Hyundai Sonata insurance in Irvine. It’s most important to understand that the more quotes you get, the better likelihood of getting the cheapest Hyundai Sonata rate quotes. Drivers may even discover the lowest priced auto insurance comes from some of the smallest insurance companies. These smaller insurers may have significantly lower rates on certain market segments than their larger competitors like GEICO and State Farm.

Additional information is available below: