Affordable Rates for Mercedes-Benz E350 Insurance in Irvine

Everyone knows that car insurance companies want to keep your business as long as possible. Insureds who shop around for the cheapest rate will, in all likelihood, buy a new policy because there is a good chance of finding more affordable rates. Remarkably, a study showed that consumers who make a habit of shopping around saved $70 a month as compared to drivers who don’t make a habit of comparing rates.

If saving money on car insurance is the reason you’re here, learning how to find companies and compare auto insurance can make shopping around easier.

Insurance quote for Mercedes-Benz E350 in IrvineTruthfully, the best way to get discount Mercedes-Benz E350 insurance is to do an annual price comparison from different companies in Irvine.

One piece of advice is that you use similar limits and deductibles on every quote and and to get price estimates from as many car insurance companies as possible. Doing this helps ensure a fair rate comparison and many rates to choose from.

The easiest way to compare insurance rates from multiple companies takes advantage of the fact most insurance companies actually pay money for the chance to compare their rates. All consumers are required to do is provide information including how much school you completed, which vehicles you own, if a SR-22 is required, and whether the vehicles are used for commuting. That information is instantly sent to multiple companies and they return rate quotes very quickly.

To check rates for your Mercedes-Benz E350 now, click here then complete the form.

The companies in the list below can provide free rate quotes in Irvine, CA. To buy cheap auto insurance in CA, we suggest you visit several of them in order to get a fair rate comparison.

These discounts can reduce Mercedes-Benz E350 insurance rates

Some insurers don’t always list all available discounts very clearly, so we researched both well-publicized and the harder-to-find credits available to bring down your rates.Discount insurance

Remember that some of the credits will not apply to the entire cost. A few only apply to specific coverage prices like liability, collision or medical payments. So when the math indicates you could get a free insurance policy, it just doesn’t work that way.

The chart below illustrates the difference between Mercedes-Benz E350 annual premium costs with and without discounts applied to the rates. The rates are based on a male driver, a clean driving record, no claims, California state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, safe-driver, homeowner, multi-policy, claim-free, and marriage discounts applied.

A list of insurance companies and the discounts they provide are:

If you are trying to find the cheapest Mercedes-Benz E350 rate quotes, ask each company or agent which discounts you qualify for. Savings may not be available in Irvine.

Mercedes-Benz E350 coverage statistics

The premium information shown next showcases detailed analysis of insurance coverage prices for Mercedes-Benz E350 models. Learning how insurance premiums are formulated can help you make informed purchases.

Mercedes-Benz E350 Insurance Rates in Irvine, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
E350 2-Dr Coupe $258 $608 $384 $22 $114 $1,386 $116
E350 4-Dr Sedan $284 $544 $298 $18 $90 $1,234 $103
E350 with 4-MATIC 4-Dr Sedan $284 $544 $298 $18 $90 $1,234 $103
Get Your Own Custom Quote Go

Data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, claim-free, and multi-vehicle. Rate quotes do not factor in garaging location in Irvine which can impact coverage rates substantially.

Higher deductibles lower rates

One of the more difficult decisions when buying car insurance is what deductibles to buy. The tables below summarize the difference in cost when you choose different comp and collision deductibles. The first data table uses a $100 physical damage coverage deductible and the second pricing table uses a $1,000 deductible.

Mercedes-Benz E350 insurance prices with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
E350 2-Dr Coupe $478 $1176 $376 $22 $112 $2,189 $182
E350 4-Dr Sedan $528 $1054 $292 $18 $88 $2,005 $167
E350 with 4-MATIC 4-Dr Sedan $528 $1054 $292 $18 $88 $2,005 $167
Get Your Own Custom Quote Go

Mercedes-Benz E350 insurance prices with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
E350 2-Dr Coupe $266 $620 $376 $22 $112 $1,396 $116
E350 4-Dr Sedan $292 $556 $292 $18 $88 $1,246 $104
E350 with 4-MATIC 4-Dr Sedan $292 $556 $292 $18 $88 $1,246 $104
Get Your Own Custom Quote Go

Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, multi-vehicle, and claim-free. Estimates do not factor in vehicle garaging location which can impact price quotes substantially.

Using the data above, we can ascertain that using a $100 deductible will cost you roughly $64 more each month or $768 each year averaged for all E350 models than choosing the higher $1,000 deductible. Since the policyholder would be required to pay $900 more to settle a claim with a $1,000 deductible as compared to a $100 deductible, if you have at least 14 months between claims, you would most likely save money if you elect the higher deductible.

Choices You Make Can Impact Your Insurance Prices

Smart consumers have a good feel for some of the things that aid in calculating the price you pay for insurance. When you know what positively or negatively controls the rates you pay, this allows you to make good choices that could help you find better insurance rates. Lots of things are taken into consideration when pricing auto insurance. Some are pretty understandable like a motor vehicle report, although some other factors are less obvious like where you live or your financial responsibility.

The itemized list below are some of the items used by insurance companies to determine rates.

Exclusive or independent insurance agencies

A small number of people just want to buy from a local agent and there is nothing wrong with that. Insurance agents can make sure you are properly covered and help you file claims. One of the benefits of comparing rate quotes online is that you can obtain cheap rate quotes and still have a local agent.

Irvine insurance agentsTo make it easy to find an agent, after completing this simple form, your insurance data is sent to insurance agents in Irvine who will give you quotes for your coverage. It makes it easy because there is no need to contact an agency as quotes are delivered immediately to you. If you wish to get a rate quote from one company in particular, you can always navigate to their website and fill out the quote form the provide.

Picking the best company requires more thought than just the price. Any agent in Irvine should have no problem answering these questions:

Shown below are agents in Irvine who can help you get rate quotes for Mercedes-Benz E350 insurance in Irvine.

More Irvine agents

Best auto insurance company in California

Buying coverage from a good quality insurance provider can be challenging considering how many companies sell insurance in Irvine. The rank data below could help you analyze which coverage providers you want to consider buying from.

Top 10 Irvine Car Insurance Companies by A.M. Best Rank

  1. USAA – A++
  2. Travelers – A++
  3. State Farm – A++
  4. GEICO – A++
  5. Esurance – A+
  6. Nationwide – A+
  7. Allstate – A+
  8. Mercury Insurance – A+
  9. Progressive – A+
  10. Titan Insurance – A+

Top 10 Irvine Car Insurance Companies Overall

  1. USAA
  2. American Family
  3. AAA of Southern California
  4. State Farm
  5. The Hartford
  6. AAA Insurance
  7. GEICO
  8. The General
  9. Titan Insurance
  10. Progressive

Persistence will pay off

Insureds change insurance companies for a number of reasons such as denial of a claim, poor customer service, questionable increases in premium and extreme rates for teen drivers. Regardless of your reason, choosing a new insurance company can be pretty painless.

When buying insurance coverage, don’t be tempted to reduce coverage to reduce premium. Too many times, consumers will sacrifice comprehensive coverage or liability limits and learned later that the savings was not a smart move. Your objective should be to purchase plenty of coverage at the lowest possible cost, but don’t skip important coverages to save money.

The cheapest Mercedes-Benz E350 insurance in Irvine can be bought from both online companies in addition to many Irvine insurance agents, and you should be comparing both so you have a total pricing picture. Some auto insurance companies don’t offer rate quotes online and these small insurance companies provide coverage only through local independent agents.

More detailed auto insurance information can be read in the articles below: